IRAs Content

More than four in 10 US households owned individual retirement accounts (IRAs) in mid-2022 according to an ICI study released today. With $11.7 trillion in assets in mid-2022, IRAs represented 34 percent of US total retirement market assets, almost double the 18 percent figure...

Individual retirement accounts (IRAs) represent the largest share of assets in the US retirement market, with assets totaling $13.9 trillion at year-end 2021 (Figure 1). Forty-five percent of this total is held in mutual funds, with IRA mutual fund investors primarily invested in...

Have you ever thought about running 401K? I know what you’re thinking—that’s almost 10 marathons! The good news is you can take a full career to cover the distance. And you’ll be in good company. About 60 million active participants and millions of former employees and retirees are in...

The onset and lingering effects of the global COVID-19 pandemic have created financial stresses throughout the US economy. Saving and investing are long-term goals, which can be disrupted by short-term financial storms. When household balance sheets shrink, some may be spurred to save...

Since the onset of the COVID-19 pandemic in spring 2020, American households faced numerous disruptions and financial stress. In March 2020, policymakers acted to allow easier access to retirement accounts to help Americans impacted by COVID-19 through the difficult financial times...

As Valentine’s Day approaches, many wonder how to best express their love. Sure, dozens of roses, chocolates, or a Shakespearean sonnet would bring happiness this Valentine’s Day, but you might want to consider—whether for yourself or your spouse—a contribution to an individual...